America’s Health Insurance Plans (AHIP) is a national association representing nearly 1,300 members providing health benefits to more than 200 million Americans.
The Campaign for an American Solution
AHIP recently launched the Campaign for an American Solution, a new national grassroots and educational initiative to build support for workable health care reform based on core principles shared by the American people: coverage, affordability, quality, value, choice and portability. Click here to learn more about the campaign: www.americanhealthsolution.org.
Health Insurance Plan Regulation Chart
AHIP recently released a convenient one-page chart summarizing health plan regulation at the federal and state levels. You may click on this link to access a printable PDF version of the chart.
AHIP Materials on Health Care Reform
Given the increased attention on health care issues, below are several resources from AHIP that may be useful when considering health plan community’s perspective during this debate. To learn more about AHIP’s proposals to improve the accessibility, quality, and affordability of health care, visit www.AmericanHealthSolution.org.
AHIP’s Comprehensive Health Care Reform Proposal
The Campaign for an American Solution is working hard to build support for a new comprehensive health care reform proposal. The new proposal was put together after the Campaign's nationwide listening tour in which Americans from all walks of life shared their personal health care stories and ideas and suggestions on how to reform the health care system.
The American people clearly outlined the concerns they have with the current health care system: the rising cost of medical care, affordability for working families and small businesses, coverage for pre-existing conditions and portability for those changing jobs. The Campaign was able to take these perspectives back to Washington and use the information to inform the policy discussions which led to the development of the reform proposal.
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AHIP's Affordability Proposal
The U.S. could reduce total health care spending and improve the quality of patient care if the plan proposed today by America's Health Insurance Plans (AHIP) was implemented. PricewaterhouseCoopers reviewed AHIP’s proposals and estimates and concluded that if these proposals are fully implemented, the nation’s total health care expenditures could be $145 billion lower than currently projected by the year 2015.
Summary
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AHIP’s Proposal to Cover All Americans
More than 40 million uninsured Americans will have access to affordable health insurance coverage under a new comprehensive set of targeted policy proposals released by AHIP. The plan would expand eligibility for public programs, enable all consumers to purchase health insurance with pre-tax dollars, provide financial assistance to help working families afford coverage, and encourage states to develop and implement access proposals.
Full proposal
Summary
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AHIP’s Individual Market Guarantee Access Proposal
AHIP’s Board of Directors released a three-part proposal on the individual health insurance market that includes a plan to guarantee access to health care coverage to all Americans, new initiatives to give consumers peace of mind about individual health care coverage, and steps states need to take if they are considering a requirement for universal participation.
Full proposal
Summary
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AHIP’s Proposal to Improve the Quality and Safety of Health Care
Patients and physicians will have more information to make value-based health care decisions under a comprehensive new strategy to improve the safety and quality of medical care released by the AHIP Board of Directors. The plan calls for the development of a new entity to compare the safety and efficacy of medical procedures and technologies, advocates steps to promote transparency of health care information and speed the adoption of best practices, and calls for the creation of a new patient-centered dispute resolution mechanism.
Full proposal
Summary
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AHIP’s Report on how Health Insurance Plans Provide Value-Added Services to Consumers
Health insurance plans have developed a new generation of strategies that are improving the quality of health care. These strategies include promoting prevention and wellness to keep people healthy and reduce health care costs for everyone; helping people with chronic illnesses lead longer, fuller, healthier lives; taking unnecessary costs out of the system for patients, employers and taxpayers; helping people get the medicines they need while working to hold down prescription drug cost increases; and investing in secure, cutting-edge information technology to cut paperwork, empower patients and providers, speed claims processing and reduce costs.
Full proposal
Summary
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PricewaterhouseCoopers Cost Study 2008
PricewaterhouseCoopers latest cost study finds that 87 cents out of every premium dollar go directly towards paying for medical services. Prepared by PricewaterhouseCoopers (PwC) on behalf of America’s Health Insurance Plans (AHIP), “The Factors Fueling Rising Healthcare Costs 2008” examines the causes of rising health care costs and analyzes how health insurance premium dollars are being spent.
Full proposal
Graphic on how the health insurance premium dollar is spent
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